职业年金是什么意思很多人对这个问题比较感兴趣，下面让我们一起来看涓骞撮涔，希望可以帮助到你。
??涓?骞撮?????涔??????
??涓?骞撮??????昏??淇????跺害??涓?绉?琛ュ??锛?瀹?灞?浜???浣?绂??╁?跺害锛??????ぞ浼?淇??╋?涔?涓?????涓?淇??╋??????涓???浣????惰??宸ヤ?????韩缁?娴??跺?靛缓绔???淇????跺害??
??娉?寰?渚???/strong>??
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???″???????у???″??娉?绠＄????宸ヤ?浜哄???昏??淇??╃????娉??卞?藉?￠?㈣?瀹???
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绁??ㄧ??娲绘??蹇???
??涓?骞撮?????涔??????
??涓?骞撮?????????????哄?充?涓???浣????跺伐浣?浜哄???ㄥ?????哄?充?涓???浣??烘???昏??淇??╃???虹?涓?锛?寤虹???琛ュ???昏??淇??╁?跺害??
涓??界????涓?骞撮?????绉?琛ュ???昏??淇????跺害锛??????ぞ浼?淇??╋?涔?涓?????涓?淇??╋??????椤瑰??浣?绂??╁?跺害锛????涓???浣????惰??宸ヤ?????韩缁?娴??跺?靛缓绔???淇????跺害锛?浜?涓???浣????惰??宸ユ?挎????瀹??借??涓?骞撮??璁″????浜х????????椋??┿??
?哄?充?涓???浣???014骞?0??1?ヨ捣寮?濮?瀹??借??涓?骞撮???跺害锛????藉?￠?㈠???????充??板???哄?充?涓???浣???涓?骞撮????娉??????ャ????浠朵?2015骞???6?ユ?寮???甯???
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锛?1锛?澶у??板?藉?????涓?骞撮??璁″???????挎?х????
锛?2锛?缂磋垂?遍??涓诲???????卞???挎????
锛?3锛??洪???藉?杩?琛?甯??哄??杩??ャ??
锛?4锛???涓?骞撮??璁″????缂磋垂??杩??ヤ韩???藉?????绋?浼????跨???
??涓?骞撮?????涔??????
??涓?骞撮?????涓???浣???琛??垮??浣?涓洪??????????浜哄????渚?琛ュ???昏??淇??╃???荤О锛??稿?宠?瀹?濡?涓?锛?
1????涓?骞撮?????涓???浣???琛??垮??浣?涓洪??????????浜哄????渚?琛ュ???昏??淇??╃???荤О锛?
2????涓?骞撮??涓?褰????戒?涓?骞撮???跺害?镐技锛??哄???ㄤ???浣???涓讳??ц川????宸ヤ汉?????ц川涓???????涓?骞撮???卞??浣???涓?汉??涓?瀹?姣?渚??鸿???绔?锛??ㄥ??宸ュ伐浣????存??瑙?瀹???璧?杩?浣???淇??煎??硷???宸ュ???藉?ㄩ??浼??????借?峰????涓?骞撮???洪??锛??锋????娉?寰?淇??ゅ欢????????圭?广??
??涓?骞撮????互涓?娆℃?ч?????
??涓?骞撮????互涓?娆℃?ч???锛?浣???瑕?婊¤冻浠ヤ??′欢涔?涓?锛?
1????浼???涓?娆℃?ц喘涔板??涓??昏??淇??╀骇??锛??跺????淇??╃害瀹?????棰???寰???锛?
2???哄?藉?灞?锛????娆℃?ф???缁???汉锛?
3???ㄨ?????存?浜★??惰??涓?骞撮??涓?汉璐︽?蜂?棰???互缁ф?裤??
濡?浣?棰?????涓?骞撮??
1??????棰???锛?宸ヤ?浜哄????????浼???缁???锛??辨??汉???╂????棰?????涓?骞撮??寰??????瑰?锛?
2??涓?娆℃?ф???锛??哄??澧?)瀹?灞?浜哄??????涓?骞撮??涓?汉璐︽?疯???锛????娆℃?ф???缁???汉??
3??浣?棰?缁ф?裤??宸ヤ?浜哄???ㄨ?????存?浜＄??锛??惰??涓?骞撮??涓?汉璐︽?蜂?棰???互缁ф?裤??
娉?寰?渚???/strong>锛?????涓?骞撮???洪??绠＄????琛???娉???绗????br />????娉???绉拌??涓?骞撮???洪??锛?????渚?娉?寤虹?????涓?骞撮??璁″??绛归????璧??????舵??璧?杩??ユ?剁??褰㈡?????哄?充?涓???浣?琛ュ???昏??淇??╁?洪??????涓?骞撮???洪????濮???绠＄????璐︽?风?????????绠＄??????绠°????璧?绠＄??浠ュ?????ｇ??????ㄦ????娉???
??涓?骞撮?????涔??????
??涓?骞撮?????涔?????
????杩??ワ??藉?￠?㈠????????甯????哄?充?涓???浣???涓?骞撮????娉???(浠ヤ?绠?绉般????娉???)锛???纭??2014骞?0??1?ヨ捣瀹??芥?哄?充?涓???浣?宸ヤ?浜哄????涓?骞撮???跺害??浣??ラ??"??涓?骞撮?????????涔??????涓?骞撮?????ㄤ??ｄ?浜???涓?骞撮???卞?????ㄥ??缁????涓??㈠氨??搴?灞?姣?涓???灏变???瀵肩????涓?璧峰?讳?瑙ｄ???
?????充???涓?骞撮????灏?甯歌?
????涓???浠?涔?????涓?骞撮??
??????涓?骞撮??锛??????哄?充?涓???浣????跺伐浣?浜哄???ㄥ?????哄?充?涓???浣??烘???昏??淇??╃???虹?涓?锛?寤虹???琛ュ???昏??淇??╁?跺害??
????浜?????涓?骞撮???跺害?????ㄤ汉缇?br>?????藉?￠?㈡???板??甯??????哄?充?涓???浣???涓?骞撮????娉??????ㄧ????浣???宸ヤ?浜哄?????翠??????哄?充?涓???浣??烘???昏??淇??╃?????翠??淬??
????涓?????涓?骞撮????缂磋垂姣?渚????灏?
??????涓?骞撮??????璐圭?ㄧ?卞??浣???宸ヤ?浜哄??涓?汉?卞???挎??????浣?缂寸撼??涓?骞撮??璐圭?ㄧ??姣?渚?涓烘????浣?宸ヨ??婚???8%锛?涓?汉缂磋垂姣?渚?涓烘??汉缂磋垂宸ヨ???4%锛??卞??浣?浠ｆ?ｃ????浣???涓?汉缂磋垂?烘?颁??哄?充?涓???浣?宸ヤ?浜哄???烘???昏??淇??╃即璐瑰?烘?颁??淬??
?????规???娴?绀句???灞??跺?碉??藉????惰??村??浣???涓?汉??涓?骞撮??缂磋垂??姣?渚???
??????????涓?骞撮???洪?????????ㄥ??缁???
????(涓?)??浣?缂磋垂;
????(浜?)涓?汉缂磋垂;
????(涓?)??涓?骞撮???洪????璧?杩??ユ?剁??;
????(??)?藉?瑙?瀹????朵??跺?ャ??
????浜?????涓?骞撮???洪??搴?璇ュ?浣?绠＄??
??????涓?骞撮???洪?????ㄤ釜浜鸿处?锋?瑰?绠＄????涓?汉缂磋垂瀹?琛?瀹?璐︾Н绱???瀵硅储?垮?ㄩ?渚?娆剧????浣?锛???浣?缂磋垂?规????浣???渚???淇℃??????璁拌处?瑰?锛?姣?骞存???у?藉?缁?涓??????璁拌处?╃??璁＄??╂???宸ヤ?浜哄????浼???锛???汉??涓?骞撮??璐︽?风??绱???ㄥ?棰??卞??绾ц储?挎?ㄤ?璧???璁板?;瀵归??璐㈡?垮?ㄩ?渚?娆剧????浣?锛???浣?缂磋垂瀹?琛?瀹?璐︾Н绱???瀹?璐︾Н绱?舰??????涓?骞撮???洪??锛?瀹?琛?甯??哄????璧?杩??ワ???瀹????剁??璁℃????
??????涓?骞撮???洪????璧?绠＄??搴?褰??靛惊璋ㄦ???????ｉ??╃??????锛?淇?璇???涓?骞撮???洪????瀹??ㄦ?с???剁???у??娴??ㄦ?с????涓?骞撮???洪?????蜂???璧?绠＄????娉??变汉??璧?婧?绀句?淇????ㄣ??璐㈡?块?ㄤ??????抽?ㄩ?ㄥ?﹁??跺???
??????????涓?骞撮????缂磋垂?烘?版???灏?
????浣?缂磋垂???т釜浜虹即璐瑰?烘?扮??8%璁″?ユ??汉??涓?骞撮??涓?汉璐︽??涓?汉缂磋垂?存?ヨ??ユ??汉??涓?骞撮??涓?汉璐︽?枫??
??????涓?骞撮???洪????璧?杩??ユ?剁??锛???瑙?瀹?璁″?ヨ??涓?骞撮??涓?汉璐︽?枫??
????涓?????涓?骞撮????互杞?Щ??
????宸ヤ?浜哄?????ㄥ伐浣???浣??讹???涓?骞撮??涓?汉璐︽?疯?????互????杞?Щ??宸ヤ?浜哄????瀛︺????????澶变????存???板氨涓???浣?娌℃??瀹?琛???涓?骞撮????浼?涓?骞撮???跺害??锛??惰??涓?骞撮??涓?汉璐︽?风?卞??绠＄???烘??缁х画绠＄??杩??ャ???板氨涓???浣?宸插缓绔???涓?骞撮????浼?涓?骞撮???跺害????锛?????涓?骞撮??涓?汉璐︽?疯???????杞?Щ??
????????棰?????涓?骞撮????瑕?婊¤冻?ｄ??′欢
????绗﹀??涓????′欢涔?涓?????互棰?????涓?骞撮??锛?
????(涓?)宸ヤ?浜哄???ㄨ揪?板?藉?瑙?瀹?????浼??′欢骞朵?娉???????浼???缁???锛??辨??汉???╂????棰?????涓?骞撮??寰??????瑰??????娆℃?х?ㄤ?璐?拱??涓??昏??淇??╀骇??锛?渚?????╁?绾﹂???寰???骞朵韩???稿???缁ф?挎??;?????╂???ф??汉??浼??跺?搴???璁″?????拌?????涓?骞撮????寰???????锛???瀹?涓烘?锛????惰??涓?骞撮??涓?汉璐︽?蜂?棰?浜???缁ф?挎??????汉???╀换涓?棰????瑰???涓????存?广??
????(浜?)?哄??澧?)瀹?灞?浜哄??????涓?骞撮??涓?汉璐︽?疯???锛????规????汉瑕?姹?涓?娆℃?ф???缁???汉??
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娉?寰?渚???/strong>锛?
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