年金是什么很多人对这个问题比较感兴趣，下面让我们一起来看骞撮涔，希望可以帮助到你。
骞撮?????涔?????
骞撮????????哥??堕?撮?撮???跺?版??????稿????棰???娆鹃」锛?杩???????娆鹃」?????村氨姣?杈?瀹芥?浜?锛????婊¤冻??姣????哥??堕?撮?撮????杩?涓??′欢灏辫?锛?姣?濡??ㄦ?骞村勾???戒??跺??a href="https://zhidao.baidu.com/search?word=?昏????" highlight="true">?昏????10000??锛??ｈ?10000??灏卞??互绉颁?涓哄勾????
??灞?璧???锛?
骞撮???板?兼???????т?瀹????╃????浠??板?ㄥ?颁互????涓?瀹????扮???跺?扮??骞撮???????板?ㄧ??浠峰?间??????板?肩郴?板氨????涓?瀹????╃??姣????朵?涓????辨?????板?ㄧ??浠峰?笺??涔?灏辨???锛??ラ??浜?骞撮???板?肩??绯绘?板氨??互姹?寰?涓?瀹???棰???骞撮???板?间???浜???
骞撮???板?肩郴?扮????br>璁＄?骞撮???板?肩??绯绘?帮??跺???涓猴?P/A=[1-(1+i)^-n]/i
?朵腑i琛ㄧず?ラ????锛?n琛ㄧず????P琛ㄧず?板??A琛ㄧず骞撮????姣?濡?浣??ㄩ?惰????㈡?骞村勾?????200??,骞村?╃????0%??璇?,浣?杩?5骞存??瀛??ヨ?????骞撮???板?肩??绯绘?板?间负锛?[1-(1+10%)^-5]梅10%=3.7908;骞撮???板?间负锛?3.7908?1200=4550??
涓?杩?锛???甯告???崇??绯绘?板?硷?????杩??稿???琛ㄦ?兼?ュ???涓??????ラ??????涓????????颁?锛?骞撮???板?肩??绯绘?颁?????稿??????
骞撮???板?肩郴?拌〃???涓???渚??稿?宠?绠????????扮??琛ㄦ?笺??瀹???浠ヤ?涓?涓????帮??╃???????般??骞撮???板?肩郴?般???╃?ㄦ?琛ㄦ?煎??互杩?琛?涓????稿?宠?绠?锛?
宸茬?ュ勾??锛??板??骞撮??*?板?肩郴??br>宸茬?ョ?板?硷?骞撮??=?板???板?肩郴??br>宸茬?ュ勾?????板?硷???骞撮??/?板???板?肩郴?般??
骞撮??缁??肩郴??/a>锛???淇??ヨ?锛???互杩??风??瑙ｅ勾???板?煎??缁??硷???璁句?姣?骞村勾搴????惰?瀛?娆?/a>?稿??????棰?,骞撮???板?煎氨???姣?骞村????辨???扮?板?ㄤ???澶?灏???骞撮??缁??煎氨???姣?骞村????卞?版????浣?瀛?娆剧??骞村?浣??????便??骞撮??缁??肩郴?扮??璁＄????涓?骞撮??缁??肩郴??[(1+i)^n-1]/i
澶??╃?板?兼???????ヤ?瀹??堕?寸???瑰?璧?????澶??╄?绠????板?ㄤ环?硷?????璇存??负??寰?灏??ヤ?瀹?澶??╃?板?肩郴??/a>???╁???板?ㄦ????瑕?????????瀹?涓?骞撮???板?肩郴?版??川???哄??氨?ㄤ????︿娇?ㄥ??╄?绠???
骞撮?????涔?锛?
骞撮??锛??辨????绉颁负Annuity锛?涔?琚?О浣?????宸ュ?冲?ㄦ?ラ????锛??蜂??????ㄤ?涓??瑰????堕?存?涔???锛?浠ョ???棰??朵????稿?虫?椤广??
?ㄥ?????缁?娴???娲讳腑锛?涓??????ヨ〃绀哄勾??锛??跺舰寮?涓昏????昏??????淇??╄垂??绉?????绛?棰?????浠?娆剧??娆鹃」绛?绛???涓?涓??????ф?朵??堕?村???瑰???涓???锛?涔???互灏??跺??涓?涓?被???????负????骞撮??????寤跺勾????棰?浠?骞撮????姘哥画骞撮????
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浠?瀹??????垫?ョ????璇?锛?浼?涓?骞撮????浣??ㄥ??互??绫讳技浜?涓??????昏??淇??╅??锛??朵富瑕???????涔???负浜?杩?涓?姝ヤ负浼?涓?????宸ュ?ㄩ??浼?涔?????渚??村ソ????娲绘按骞筹?浠ヤ????跺?烘??????娲昏?藉??锛?灞?浜?涓?绉?浼?涓??归?㈢?浜???宸ョ??浼?寰??跨???
?ゆ?浠ュ?锛?浼?涓?璁剧疆浼?涓?骞撮??杩???互浣?涓轰?涓???浣?浜烘??????娈典?涓?锛??ㄥ?ㄤ娇寰?璇ヤ?涓?????宸ユ?ユ???村ソ?????????浠ュ??绂??╁?????
骞撮?????涔?
骞撮??????涓?瀹??舵????姣?娆＄?棰??朵???绯荤被娆鹃」锛???甯哥???ヨ〃绀恒??骞撮????褰㈠???????╄垂???昏???????寸嚎娉?涓?璁℃???????с??绉?????绛?棰??????舵???绛?棰?????浠?娆剧?锛?骞撮???锋??绛?棰??у??杩?缁??х?圭?癸?浣?骞撮?????撮????涓?涓?瀹????骞淬??骞撮?????ф?朵??剁?瑰???瑰???涓?????互灏?骞撮????涓烘????骞撮????棰?浠?骞撮??????寤跺勾????姘哥画骞撮??绛???绉???
????骞撮??锛???绉扳????浠?骞撮????锛?????姣?????????绛?棰????朵?娆鹃」??骞撮????杩?绉?骞撮??褰㈠????ㄧ?板?缁?娴???娲讳腑??涓哄父瑙???????骞撮??缁??肩?瑰??跺??村???????╁??锛?瀹????瀹??舵????姣????????棰??朵?娆鹃」??澶??╃??间?????
棰?浠?骞撮????绉颁负?充?骞撮??锛??????ㄦ???????绛?棰??朵???骞撮???????ㄦ???????绛?棰???绯诲???舵???浠?娆剧??骞撮????????浠?绗????璧凤??ㄤ?瀹??舵????姣???????绛?棰??朵???绯诲??娆鹃」??
??寤跺勾????绉扳??寤舵??骞撮????锛??????ㄦ?????ュ共??娌℃???朵?娆鹃」?????典?锛????㈣?ュ共??绛?棰???绯诲???朵?娆鹃」??瀹???????骞撮?????规?褰㈠???
姘哥画骞撮??????????绛?棰??朵????圭?骞撮??锛??变?姘哥画骞撮????缁???????锛?娌℃??缁?姝㈡?堕?达???姝ゆ病??缁??硷??????板?笺??姘哥画骞撮?????涓烘????骞撮?????规?褰㈠?锛??虫????瓒?浜???绌风??????骞撮????
浼?涓?骞撮????涓昏?浣??ㄥ?????借?冲???互姒???负涓?涓??归???
1??????????/p>
浼?涓?骞撮???㈠?锋???芥??跺?ュ??娆″?????ц川锛?涔??锋???芥??跺?ュ???????ц川????姝わ?浼?涓?骞撮??褰㈠???琛ュ???昏????璁″????琚??涓哄???宸ョ??涓?绉?寤惰??????宸ヨ??跺?ュ??????
2??婵??卞????/p>
浼?涓?骞撮??璁″???规???涓??????╁????宸ョ??缁╂??涓鸿??宸ュ勾??涓?汉璐︽?蜂?娆撅?瀵逛?浼?涓??稿?楂?绱?璐ㄤ汉??锛?绋冲???宸ラ??浼?锛?淇?????宸ュ?╃??锛???澶ч??搴﹀?拌??ㄨ??宸ョ???冲?ㄧН???у????????锛???楂???宸ヤ负浼?涓????＄????豹????璐ｄ换??锛?浠???澧?寮轰?涓???????????甯??虹?浜???锛??峰????澶х?娴?????锛??????绉?绉?????????????娈点??
3??淇???????/p>
寤虹?浼?涓?骞撮????互?ㄧ?稿?绋?搴︿???楂???宸ラ??浼??????昏????寰???姘村钩锛?瑙ｅ?崇?变??烘???昏?????夸唬????骞翠?????????????宸ラ??浼???????杈?澶ф?跺?ュ樊璺?锛?寮ヨˉ?烘???昏????淇???姘村钩??涓?瓒筹?婊¤冻??浼?浜哄??浜???杈?楂???娲昏川????瀹㈣???姹?锛????ュ?惰ˉ????淇?????浣??ㄣ??
骞撮?????涔?????
骞撮??锛?涔????骞撮????/a>????骞撮??淇???/a>锛?浠?瀛?????ョ??瑙ｏ?涓??剧???哄勾???╂????堕?村?????辨???╃????瀹???????淇?浜轰负浜?婊¤冻??繁????瀛???瑕?锛????х害瀹?缂寸撼淇??╄垂?????淇??╁???搁??瑕??规???璁㈢??淇??╁?????ユ???淇??╅??锛??村?版??淇?浜烘?浜℃??淇??╁?????版???????点??
骞撮???????舵?娆℃?朵?娆鹃」?????????堕?寸?逛???锛???互??涓?a href="https://zhidao.baidu.com/search?word=????骞撮??" highlight="true">????骞撮??(??浠?骞撮??)????寤跺勾??锛?寤舵??骞撮??锛????充?骞撮??(??浠?骞撮??锛?棰?浠?骞撮??)??姘哥画骞撮??绛?绫诲????骞撮??淇??╀骇??璧???
1??????骞撮??
????骞撮??????浠?绗???璧凤??ㄤ?瀹??舵????姣????????棰??朵???绯诲??娆鹃」锛???琚?О涔?涓哄??浠?骞撮????
2????寤跺勾??
??寤跺勾??????绗?娆℃?朵?娆惧?????堕?翠?绗??????筹????????ュ共??(m)????寮?濮???????绯诲??绛?棰????朵?娆鹃」锛????跺?涔???????骞撮????涓?绉??规?褰㈠???
3???充?骞撮??
?充?骞撮??????浠?绗???璧凤??ㄤ?瀹??舵????姣???????绛?棰??朵???绯诲??娆鹃」锛?????О涔?涓哄??浠?骞撮????
4??姘哥画骞撮??
姘哥画骞撮????????????绛?棰??朵????圭?骞撮??锛????跺?涔???????骞撮????涓?绉??规?褰㈠?锛??虫????瓒?浜???绌风??????骞撮????
?剧???ユ?锛????剧?
?朵?淇??╅?????互?佃??ㄨ?
????浜у???ㄨ?锛?400-880-3633
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